This Financial Sector Development (FSD) Policy expresses the commitment of the Government of the Republic of Zambia to fostering the development of the financial sector through the provision of strategic guidance and oversight. The Policy aims at having a well-developed, competitive, and inclusive financial system that supports efficient resource mobilization and access to financial services and products by all. This takes cognizance that a well-developed and functioning financial sector would support the attraction and mobilization of savings and investments, allocate resources for development, and build the trust and confidence of a wide and diversified consumer base.